During the Co-operative Bank, we now have been driven by different things: an approach that is ethical banking

That is the reason we have been the actual only real high road bank in the united kingdom having a customer-led policy that is ethical.

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Cashminder

• A fundamental bank-account for folks who might not be eligible for other types of account
• No overdraft facility, cheque book or month-to-month account cost
• You simply cannot start a Cashminder unless you are in financial difficulty if you already hold a Co-operative Bank or smile current account

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Present Account

• Opt into Everyday Rewards and now we could reward you, or even a charity of the option for you, each month
• Handle your hard earned money making use of banking that is online on the go with our mobile software
• No monthly-fee

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Daily Extra

• Includes Worldwide travel cover, British & European breakdown address and cellular phone insurance coverage
• You ought to hold A bank that is co-operative current or present Account Plus to update
• Simply ?15 each month

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Not certainly which account is for you?

Switching made easy and quick

Whenever you switch your overall account towards the Co-operative Bank, we do all of the time and effort.

• Direct Debits and orders that are standing transmitted immediately.
• Payments into and from the account that is old are.
• If you can find any nagging dilemmas through the switch, we guarantee to pay for you.

Separate service quality study outcomes

Individual accounts that are current

An independent survey was conducted to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family as part of a regulatory requirement. The outcomes represent the scene of customers who participated within the study.

The necessity to publish the Financial Conduct Authority Service Quality Suggestions for individual present reports are available on our personal current account solution quality information web page.

Our service quality information

Understanding accounts that are current

What’s an account that is current?

Discover what a present account is, how it functions and what it can be utilized for.

What kinds of banking account are there any?

Read about different kinds of banking account to assist you result in the right choice.

Can a bank is got by me account with dismal credit history?

Learn how your credit score can impact getting a bank-account and exacltly what the choices are when you have poor credit history.

Assist for existing clients

The Co-operative Bank reserves the ability to decrease any application.

Whether we are able to give you credit will depend on your needs and our financing policy. We may drop the job according to your needs or our financing policy. We may manage to offer something that’s dissimilar to the main one promoted.

Smile, The Co-operative Bank and Britannia are trading names of The Co-operative Bank plc, which is a known user associated with the Financial Services Compensation Scheme (FSCS).

Financial Solutions Compensation Scheme

The Co?operative Bank plc to your eligible deposits are protected up to a complete of ?85,000 by the Financial solutions Compensation Scheme, great britain’s deposit guarantee scheme. This restriction is placed on the sum total of any deposits you’ve got because of the following: The Co?operative Bank, Britannia and laugh. Any total build up you hold over the restriction between these brands are not likely become covered.

Important info about our call fees

If you’re calling from the UK, calls to 0800 and 0808 figures are free of landlines and mobiles; telephone telephone calls to 03 figures cost just like telephone calls to figures you start with 01 and 02; phone phone calls to 0845 and 0870 numbers cost 3p per minute, as well as your phone company’s access cost; calls to 0844 and 0843 numbers cost 7p per minute, as well as your phone company’s access cost. Costs for telephone calls made outside the UK would be decided by your neighborhood provider.

Phone Calls can be supervised or recorded for training and security purposes.

Call us

If you want more assistance & information, you can easily:

Chat to us via real time talk

Visit us in your neighborhood branch

Contact us to speak to a consultant

The FSCS covers the Co-operative Bank.